Pay over time

We provide easy and affordable financing through our partner, Bread®, so you can pay for your purchase over time.

Affordable monthly plans

Buy now and pay for your purchase over time at competitive interest rates.

No prepayment Penalties

Pay for your purchase with monthly payments and prepay at any time without penalty.

Quick and Easy Application

Get a decision in seconds with no obligation to buy. Checking your rate won't affect your credit score. Your data is safe and encrypted.

Check your rate in seconds

*Subject to approval of credit application. Rates range from 0% to 29.99% APR, resulting in, for example, 36 monthly payments of $32.26 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term.

Bread® pay-over-time plans are loans made by Comenity Capital Bank.